Indicative borrowing
Possible property budget
Estimated loan to value
Enter your income and deposit to see a simple borrowing estimate.
This calculator is for illustration only and does not constitute mortgage advice, a recommendation, or a mortgage offer. Actual borrowing will depend on lender criteria, credit score, deposit, product type, term, affordability, criteria and proof of income. An adviser can calculate this properly and explain the options clearly.
Some first-time buyer products may allow higher income multiples, potentially up to around 5.5x income, but this is subject to full lender assessment, criteria and proofs. It is not guaranteed.
